Dr. Marius Bernard & Critical Illness Insurance
I have a truly renewed and reenergized appreciation for critical illness insurance. In the last six months alone those close to me have experienced a successful quadruple bypass, lost a […]
Will your critical illness policy pay for THAT particular cancer? Words Matter – Critical Illness Insurance, Cancer Definitions & What You Need To Know
If a bank, an agent or a broker is selling you a critical illness policy without this definition be very suspicious of their motives. Those who know me know that […]
Dickens’ Mr. Micawber Teaches Us About Personal Financial Planning
“Annual income twenty pounds, annual expenditure nineteen pounds nineteen and six, result happiness. Annual income twenty pounds, annual expenditure twenty pounds ought and six, result misery.” In David Copperfield by Charles Dickens (free […]
Bad Investments, Closed Minds, and Holding On to the Wrong Person’s Nuts
Monkeys are cute, fun, intelligent, and a little ridiculous. I only mention this because I required an opening statement for what is to follow. In many towns and villages in […]
Cognitive Bias, Logical Fallacy, and How Brain Shortcuts Cost You Money
What would you say is the number 1 reason that people don’t achieve their financial goals? What do you think the greatest single threat to financial un-breakability is? It isn’t […]
Ten Most Common Wealth Accumulation & Financial Planning Mistakes
If your goal is to be financially unbreakable you want to avoid these 10 common mistakes. Procrastination. This is the biggest money mistake of all – putting off until tomorrow […]
Every take off is optional, every landing is mandatory (Or why math doesn’t always align with real life) – Part 2
Real World Financial & Risk Planning Isn’t Simple Math All financial planning is a reflection of most common real-world planning problems. It’s about the allocation of limited resources in the […]
Do I Really Need Life Insurance?
Here are 9 reasons you should buy life insurance: Replace lost income and guarantee the standard of living for your loved ones should you die too soon. Cover final burial/cremation […]
The Big Four Retirement Planning (Investment) Risk Factors
When doing retirement and financial planning there four investment risk factors one must be aware of and prepare for. Understanding what these are and how to mitigate them will greatly […]
Every Takeoff is Optional, Every Landing is Mandatory (Or why math doesn’t always align with real life) – Part 1
Real World Financial & Risk Planning Isn’t Simple Math There is a saying among pilots and aviation enthusiasts: “Every takeoff is optional, every landing is mandatory.” “Every takeoff is optional, every landing is mandatory.” […]