A sample disclosure statement
Here is a sample disclosure statement listing the companies I currently represent.
Financial Advisors & Financial Planners in Ontario are Now Regulated, Sometimes.
What is / Who can call themselves a “financial advisor” or “financial planner” in Ontario? Read what the new law says.
Naoshad Pochkhanawala featured in Globe & Mail Article on Roles Played By Financial Professionals
Thanks to Barbara Balfour and the team at Globe Advisor for featuring me in her Globe & Mail article – Is a financial advisor qualified to be a life coach?
A Surprisingly Common Estate Planning Mistake Among Ontario Lawyers
I do a lot of financial planning, group benefit & estate planning work with lawyers in Ontario. In discussing their plans I have come across a somewhat unique situation – […]
Seven Simple, Useful, Risk Management Guidelines
Life is fraught with risk – being hit by a bus, losing one’s job or spilling coffee on yourself right before that crucial once in a lifetime meeting. This article […]
Ontario Lawyers Must Read This Before Purchasing Life Insurance
I was recently asked to review the Canadian Bar Insurance Association (and Ontario Bar Association / OBA) term life insurance plan that if offers to its members. Below is a […]
Insurance Companies Are Bastards & the Life Agent’s Job as Advocate Quote
“Look, insurance companies are bastards. It’s not that they’re evil and trying to screw the little guy out of their money. It’s that they are totally, morally, apathetic. The same […]
Do I Really Need Life Insurance?
Here are 9 reasons you should buy life insurance: Replace lost income and guarantee the standard of living for your loved ones should you die too soon. Cover final burial/cremation […]
The Three Core Principles of Investment, Financial, & Benefit Planning
Begin by protecting what you most need and value: Define your “risk of ruin”. Identify the risk of ruin factors. Utilize reasonable risk containment measures. Through appropriate risk transfer planning, […]
Can’t I Just Make My Child a Joint Owner of My Rental Properties (Or Cottage) And Avoid Capital Gains Tax That Way?
This is one of the most frequent misapprehensions we come across and unfortunately, it is one that is regularly encouraged by well-meaning but misinformed (or occasionally less than scrupulous) accountants, […]