Insurance Companies Are Bastards & the Life Agent’s Job as Advocate Quote

Insurance Companies Are Bastards & the Life Agent’s Job as Advocate Quote

“Look, insurance companies are bastards. It’s not that they’re evil and trying to screw the little guy out of their money. It’s that they are totally, morally, apathetic. The same companies that make some of the best, most beneficial, positively incredible products for the public also sell some of the worst and most predatory products […]

Do I Really Need Life Insurance?

Do I Really Need Life Insurance?

Here are 9 reasons you should buy life insurance: Replace lost income and guarantee the standard of living for your loved ones should you die too soon. Cover final burial/cremation expenses. Create or cement your legacy (your legacy could involve or be aimed at family, community, charity, church, almost anything that you want to be […]

The Three Core Principles of Investment, Financial, & Benefit Planning

The Three Core Principles of Investment, Financial, & Benefit Planning

Begin by protecting what you most need and value: Define your “risk of ruin”. Identify the risk of ruin factors. Utilize reasonable risk containment measures. Through appropriate risk transfer planning, reduce the risk of ruin to as near 0 as possible. From now on, when making any decision regarding a product or strategy: Determine the […]

Can’t I Just Make My Child a Joint Owner of My Rental Properties (Or Cottage) And Avoid Capital Gains Tax That Way?

Can’t I Just Make My Child a Joint Owner of My Rental Properties (Or Cottage) And Avoid Capital Gains Tax That Way?

This is one of the most frequent misapprehensions we come across and unfortunately, it is one that is regularly encouraged by well-meaning but misinformed (or occasionally less than scrupulous) accountants, advisors and lawyers. We’ll get into the details below but to summarize: You cannot get out of paying the capital gains tax on a property, […]

Life Insurance Quotes from All Major Canadian Insurer’s in Less Than 60 Seconds